About Us


Since 1983, A to Z Insurance Agency, Inc. has been serving the Memphis Metropolitan area and surrounding communities as a locally owned family business.  The partnership we have developed with our clients, insurance carriers and other service providers have enabled us to consistently deliver comprehensive risk management and risk financing at the lowest possible cost.

A to Z Insurance Agency, founded by Judy Kennedy and Bill Mullins, was formed to provide a wide range of business insurance, personal insurance and risk management products to individuals and companies located in Tennessee, Mississippi and Arkansas, as well as other surrounding states. A to Z Insurance Agency is uniquely positioned, both geographically and through expertise, to be able to serve a broad base of clients, handling both their business and personal insurance.

In 2007, the business was aquired by Michael Tilghman and Jeff Windsor. Continuing the tradition of service, we provide some of the region’s largest companies with cost-effective solutions to manage risks. Virtually every consumer insurance need can be fulfilled by A to Z Insurance Agency, including commercial, personal, life and health, and employee benefits insurance.

We represent multiple insurance companies and can handle the simplest to the most complex risks that your business can face. With the availability of so many insurance companies at hand, we can offer you the most comprehensive insurance program and maintain the competitive pricing your business needs. A to Z Insurance Agency has access to numerous insurance markets, which means we can find the insurance coverage you need at affordable prices. We have extensive experience in both designing comprehensive risk management programs for businesses, and also counseling individuals and families on how to best allocate their insurance premium dollars.

We are continuously seeking alternative ways that are more cost effective than traditional approaches to provide coverage to meet your needs. Likewise, we emphasize prevention as well as coverage and educate our clients on best practices that will minimize their frequency of losses. At A to Z Insurance Agency, customer service and client satisfaction is the focal point of our day to day operation.